Resources for Consumers Impacted by Hurricane Helene
- October 1, 2024
Hurricane Helene tore through the Southeast, leaving a trail of destruction in Florida, Georgia, North Carolina, South Carolina, and other states. Millions are without power, facing flooding, and struggling to recover. President Joe Biden has approved major disaster declarations for several states, including North Carolina in response to this devastation.
If you’ve been affected by Hurricane Helene, knowing what resources are available to help you navigate this challenging time is crucial. Here’s a rundown of key information and support:
Financial Relief and Assistance:
- IRS Tax Relief: The Internal Revenue Service (IRS) may offer tax relief to individuals and businesses in disaster-declared areas. Check the IRS website’s disaster relief page for updates and a list of eligible localities.
- Consumer Financial Protection Bureau (CFPB): The CFPB provides valuable resources for disaster survivors, including guidance on managing finances, requesting loan forbearance, and avoiding scams. Click here for more information.
- Federal Emergency Management Agency (FEMA): FEMA offers various forms of assistance, including financial aid, temporary housing, and crisis counseling. You can apply for assistance online at DisasterAssistance.gov or by calling 1-800-621-FEMA (3362).
- USA.gov: This website compiles a comprehensive list of resources for disaster survivors, covering everything from financial assistance to finding shelter and replacing vital documents. Click here for more information.
Important Reminders for Consumers:
- Contact your lenders: If the hurricane has disrupted your ability to make payments on loans (auto, student, mortgage, etc.), reach out to your lenders immediately. Many lenders offer disaster forbearance programs to provide temporary relief. Click here for more information on federal student loans.
- Beware of scams: Unfortunately, disasters often attract scammers. Be wary of unsolicited offers for assistance and verify the legitimacy of any organization before sharing personal information. FEMA also warns about potential scams targeting survivors.
- Stay informed: Keep track of updates from official sources like FEMA, your state government, and local news outlets. This will help you stay aware of available resources and any changes in regulations or assistance programs.